실용영어 – 비지니스 및 은행 관련 영어 약어

은행 및 금융관련 용어나 비지니스 용어는
실생활에서는 약어로 쓰이는 경우가 많아서
자신의 분야에서 필요한 용어는 약어도 반드시 함께 알아두는 것이 좋습니다!

은행, 금융, 비지니스에서 사용되는 영어 약어

Against all risks = a.a.r.
Account = a/c
Account current = A/C
Accommodation = ACC/ACCOM
Account = acct.
Actual cash value = a.c.v.
After date = a.d.
Addition/Additional = add.
Advise = adv.
Air freight bill = a.f.b.
Agency = agcy.
Agent = agt.
Air mail transfer = a.m.t.
Account of = a/o
Accounts payable = A.P.
Authority to pay = A/P
Accounts receivable = A.R.
All risks = a/r
Arrive/Arriving = arr.
Arrange/Arrangement/Arranging = arr/arrng.
Approximate/Approximately = approx.
Account sales = A/S, A.S.
At sight = a/s
As soon as possible = asap
Attention = attn.
Atomic weight = at. wt.
Average = av.
Actual weight = a/w
Air waybill = a.w.b.

Balance = bal.
Barrel = bar.
Barrel = bbl.
Brought down = b/d
Bill of exchange = B/E, b/e
Brought forward = b/f
Before = bfor.
Bill of health = B.H.
Bank = bk.
Brokerage = bkge.
Bill of lading = B/L
Brought over = b/o
Bills payable = B.P.
By procuration = b.p.
Bills receivable = B.R.
Balance sheet = B/S
Berth terms = b.t.
Bushel = bu.
Book value = B/V

Circa: centaire = ca.
Chartered accountant = C.A.
Current account = c.a.
Cash against documents = C.A.D.
Cash book = C.B.
Cash before delivery = C.B.D.
Carbon copy = c.c.
Carried down = c/d
Cum dividend = c.d.
Carried forward = c/f
Compare = cf
Cost and freight = c & f
Clearing house = C/H
Custom house = C.H.
Charges forward = ch. fwd.
Charges paid = ch. pd.
Charges prepaid = ch. ppd.
Cheque, check = chq.
Cost, insurance, freight = c. i. f.
Cost, insurance, freight and commission = c.i.f. & c.
Cost, insurance, freight, and interest = c.i.f. & i.
Car load = c.l.
Call of more = C/m
Credit note = C/N
Care of = c/o
Company = co.
Cash on delivery = C.O.D.
Commission = comm.
Corporation = corp.
Cash on shipment = C.O.S.
Carriage paid = C.P.
Charter party = C/P
Charters pay duties = c.p.d.
Corporation = cpn.
Credit; creditor = cr.
Cable transfer = C/T
Constructive total loss = c.t.l.
Constructive total loss only = c.t.l.o.
Cumulative = cum.
Cum dividend = cum div.
Cumulative preference = cum. pref.
Commercial weight = c/w
Cash with order = C.W.O.
Hundredweight = cwt.

Documents against acceptance; deposit account = D/A
Documents against payment = DAP
Debenture = db.
Deferred = def.
Department = dept.
Dead freight = d.f.
Draft = dft.
Draft attached = dtf/a.
Clean draft = dft/c.
Discount = disc.
Dividend = div.
Dayletter = DL
Daily letter telegram = DLT
Debit note = D/N
Delivery order = D/O
Ditto = do.
Dozen = doz.
Documents against payment = D/P
Debtor = dr.
Doctor = Dr.
Days after sight = d/s, d.s.
Deadweight = d.w.
Dock warrant = D/W
Pennyweight = dwt.
Dozen = dz.

European Currency Unit = ECU
East European Time = E.E.T.
For example = e.g.
Enclosure = encl.
Endorsement = end.
Errors and omissions excepted = E. & O.E.
End of month = e.o.m.
Except otherwise herein provided = e.o.h.p.
Especially = esp.
Esquire = Esq.
Established = est.
Out = ex
ex coupon = ex cp.
Ex dividend = ex div.
ex interest = ex. int.
ex new (shares) = ex h.
ex store = ex stre.
ex wharf = ex whf.

Free of all average = f.a.a.
Fast as can = f.a.c.
Freight all kinds = f.a.k.
Fair average quality; free alongside quay = f.a.q.
Frequently asked questions = F.a.q.
Free alongside ship = f.a.s.
For cash = f/c
Free of capture and seizure = f.c. & s.
Free of capture, seizure, riots, and civil commotion = f.c.s.r. & c.c.
Free delivery to dock = F.D.
Free discharge = f.d.
Following; folios = ff.
Free of general average = f.g.a.
Free in bunker = f.i.b.
Free in and out = f.i.o.
Free in truck = f.i.t.
Free on board = f.o.b.
Free of charge = f.o.c.
Free of damage = f.o.d.
Following; folio = fol.
Free on quay = f.o.q.
Free on rail = f.o.r.
Free on streamer = f.o.s.
Free on truck(s) = f.o.t.
Free on wagons; free on wharf = f.o.w.
Floating policy = F.P.
Fully paid = f.p.
Free of particular average = f.p.a.
Freight = frt.
Freight paid = frt. pd.
Freight prepaid = frt. ppd.
Freight forward = frt. fwd.
Foot = ft.
Forward = fwd.
Foreign exchange = f.x.

General average = g.a.
Goods in bad order = g.b.o.
Good merchantable brand = g.m.b.
Good merchantable quality = g.m.q.
Greenwich Mean Time = G.M.T.
Gross national product = GNP
Good ordinary brand = g.o.b.
Gross = gr.
Gross register ton = GRT
Gross weight = gr. wt.
Gross tonnage = GT

Home consumption = h.c.
Height = hgt.
Hogshead = hhd.
Head office = H.O.
Hire purchase = H.P.
Horsepower = HP
Height = ht.

Integrated data processing = IDP
That is = i.e.
Insufficient funds = I/F
Indicated horsepower = i.h.p.
Import = imp.
Incorporated = Inc.
Inclusive = incl.
Interest = int.
Invoice = inv.
I owe you = I.O.U.

Joint account = J/A, j.a.
Junior = Jr.
Kilovolt = KV
Kilowat = KW
Kilowatt hour = KWh
Letter of credit = L/C, l.c.
Telegram in the language of the country of destination = LCD
Telegram in the language of the country of origin = LCO
Landing; loading = ldg.
Long ton = l.t.
Limited = Ltd.
Long ton = l. tn.

Month = m.
My account = m/a
Maximum = max.
Memorandum of deposit = M.D.
Months after date = M/D, m.d.
Memorandum = memo.
Plural of Mr. = Messrs.
Manufacturer = mfr.
Minimum = min.
Minimum lending rate = MLR
Money order = M.O.
My order = m.o.
Mortgage = mortg.
Months after payment = M/P, m.p.
Mate’s receipt = M/R
Months’ sight = M/S, m.s.
Mail transfer = M.T.
Making-up price = M/U

Name; noiminal = n.
No account = n/a
No advice = N/A
No commercial value = n.c.v.
No date = n.d.
Not elsewhere specified = n.e.s.
No funds = N/F
Night letter = NL
No noting = N/N
No orders = N/O
Number = no.
Not otherwise enumerated = n.o.e.
Numbers = nos.
No par value = NPV
Number = nr.
Net register ton = n.r.t.
Not sufficient funds = N/S
Not sufficient funds = NSF
Net weight = n. wt.

On account = o/a
Overseas common point = OCP
On demand; overdraft = O/D, o/d
Omissions excepted = o.e.
Overhead = o/h
Or nearest offer = ono.
Order of = O/o
Open policy = O.P.
Out of print; overproof = o.p.
Owner’s risk = O/R, o.r.
Order, ordinary = ord.
Out of stock = O.S., o/s
Overtime = OT

Page; per: premium = p.
Particular average: per annum = P.A., p.a.
Power of attorney; private account = P/A
Phase alternation line = PAL
Patent pending = pat. pend.
Pay as you earn = PAYE
Petty cash = p/c
Pecent; price current = p.c.
Parcel = pcl.
Paid = pd.
Preferred = pf.
Package = pkg.
Profit and loss = P/L
Partial loss = p.l.
Promissory note = P/N
Post office; postal order = P.O.
Post office box = P.O.B.
Post office order = P.O.O.
Pay on return = p.o.r.
Pages = pp.
Postage and packing = p & p
Per procuration = p. pro
Prepaid = ppd.
Prompt = ppt.
Preference = pref.
Proximo = prox.
Postscript = P.S.
Payment = pt.
Please turn over = P.T.O., p.t.o.
Partly paid = ptly. pd.
Par value = p.v.

Quality = qulty.
Quantity = qty.
Riot and civil commotions = r. & c.c.
Refer to drawer = R/D
Running down clause = R.D.C.
In regard to = re
Received; receipt = rec.
Received = recd.
Redeemable = red.
Reference = ref.
Registered = reg.
Returned = retd.
Revenue = rev.
Refused on delivery = R.O.D.
Reply paid = R.P.
Revolutions per second = r.p.s.
Please reply = RSVP
Right side up with care = R.S.W.C.
Railway = Ry

Stamped addressed envelope = s.a.e.
Stock at valuation = S.A.V.
Sea damaged = S/D
Sight draft = S/D, s.d.
Without date = s.d.
Special drawing rights = SDR
Signed = sgd.
Sundays and holidays excepted = s. & h. ex
Shipment = shipt.
Signature = sig.
Sue and labor clause = S/LC, s & l.c.
Shiping note = S/N
Seller’s option = s.o.
Standard operating procedure = s.o.p.
Spot = spt.
Senior = Sr.
Steamship = S.S., s.s.
Short ton = s.t.
Sterling = ster.
Stock exchange = St. Ex.
Sterling = stg.
Sub voce = s.v.

Telegraphic address = T.A.
Trial balance = T.B.
Telephone = tel.
Temporary secretary = temp.
Total loss = T.L., t.l.
Total loss only = T.L.O.
Multiple telegram = TM
Turn over = T.O.
Transfer = tr.
Telegram to be called for = TR
Trust receipt = TR, T/R
Telegraphic transfer (cable) = TT, T.T.
Telex = TX

Urgent = UGT
Under separate cover = u.s.c.
Underwriters = U/ws
Volt = v.
Value = val.
Value-added tax = v.a.t.
Very good = vg.
Very high frequency = VHF
Very highly recommended = v.h.r.

Wat = w.
With average = WA
Way bill = W.B.
Without charge = w.c.
West European Time = W.E.T.
Weight guaranteed = wg.
Warehouse = whse.
With other goods = w.o.g.
Weather permitting; without prejudice = W.P.
With particular average = w.p.a.
War risk = W.R.
Warehouse receipt = W/R, wr.
Weather working day = W.W.D.
Weight = wt.
ex coupon = x.c.
ex dividend = x.d.
ex interest = x.i.
ex new shares = x.n.
Year = y.
Yard = yd.
Year = yr.
Yearly = yrly.

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